TransUnion

Overview

Financials

Q2 2026 in 2mo

  • Q1 2026: +83.78%
  • Q4 2025: -49.51%
  • Q3 2025: -8.65%
  • Q2 2025: -6.06%
  • Q1 2025: -3.06%
  • Q4 2024: -13.54%
  • Q3 2024: -10.78%
  • Q2 2024: -10.20%
  • Q1 2024: +2.47%
  • Q4 2023: -1.41%
  • Q3 2023: -15.79%
  • Q2 2023: -8.43%
  • Q1 2023: -4.05%
  • Q4 2022: -15.66%
  • Q3 2022: -7.61%

TRU 2026 Q1 Earnings Call

Date: Tue, Apr 28, 2026, 09:30 AM EDT

  • Revenue: $1.2B (est.)
    • $1.2B Beat +2.96%
  • EPS (Adj.): $1.11 (est.)
    • $2.04 Beat +83.78%
  • 1d Price Move: -1.56%
  • Current Price: $71.00

Highlights

  • TransUnion reported Q1 2026 results exceeding guidance across all key metrics, with total revenue up 14% reported and 11% organic constant currency, marking the ninth consecutive quarter of at least high single digit organic constant currency revenue growth, with adjusted diluted EPS of $1.18, up 12% year over year.

  • Full year 2026 guidance was raised primarily due to the consolidation of TransUnion de Mexico, with revenue now expected between $5.1 and $5.135 billion, up 11 to 12%, while organic constant currency revenue growth guidance was maintained at 8 to 9%; adjusted diluted EPS is guided at $4.68 to $4.75, up 9 to 11%.

  • U.S. Financial Services led growth at 24% in Q1, driven by mortgage revenue up 50% (24% excluding Fico royalties), consumer lending up 13%, auto up 11%, and credit card and banking up 5%, with management noting through mid-April no observable deterioration in volumes despite macro uncertainty related to the Iran conflict.

  • AI is being highlighted as a growth accelerator, with two client examples showing a fintech customer increasing TransUnion spending by over 60% to nearly $15 million in 2025 and a top five credit card issuer growing spend over 20% to $20 million; new AI-powered products include an analytics orchestrator, curated marketing audiences, and an AI model factory launching fraud models 2 to 3 times faster.

  • Trusted Call Solutions, a key growth product, is expected to reach $200 million in revenue by end of 2026 and $300 million by 2028, up from $27 million in 2021, with the acquisition of RealNetworks Mobile Division expected to extend capabilities into SMS fraud prevention within approximately one year.

Company Information

  • Symbol: TRU
  • IPO Date: Jun 24, 2015
  • CEO: Christopher A. Cartwright
  • Fulltime Employees: 13K
  • Sector: Industrials
  • Industry: Consulting Services
  • Country: United States
  • Exchange: New York Stock Exchange

Analyst Consensus

  • Buy: 10 analysts
  • Bearish: 0
  • Neutral: 3
  • Bullish: 7
  • Low: $69
  • Current: $71
  • Average: $89
  • High: $105

Earnings History

  • EPS

  • Revenue

  • Estimate: Beat / Miss / Match

  • $0.50

  • $1.00

  • $1.50

  • $2.00

Earnings Timeline

  • Q3 '22
  • Q4 '22
  • Q1 '23
  • Q2 '23
  • Q3 '23
  • Q4 '23
  • Q1 '24
  • Q2 '24
  • Q3 '24
  • Q4 '24
  • Q1 '25
  • Q2 '25
  • Q3 '25
  • Q4 '25
  • Q1 '26
  • Q2 '26

Financial Information

Provided by Financial Modeling Prep. Options data provided by Unusual Whales. Earnings transcripts, audio, and documents provided by Quartr. Reported revenue and EPS data from Earnings powered by Fiscal.ai. Estimates provided by S&P Global.